Affordability Calculator

Your maximum loan and property budget — based on income, age and interest rate. Works for salaried and self-employed borrowers.

S$
S$2K / moS$50K / mo
S$
Car loan
S$
Credit card
S$
Other loans
S$
35 years old
2164
Co-borrower
S$
S$2K / moS$50K / mo
S$
35 years old
2164
Car loan
S$
Credit card
S$
Other loans
S$
Rules applied
TDSR 55% — max S$4,400 / mo towards all debts
Loan repaid by age 65 · max 30 years tenure
Total assessable income S$—
Borrowing power by property type
Private Property
TDSR 55%
Max eligible loan
S$—
Max property price
S$—
Loan tenure
—
Down payment (25%)
S$—
Interest rate  1.50%
Monthly repayment
S$—
0.5%5%
Executive Condo (EC)
MSR 30%
Max eligible loan
S$—
Max property price
S$—
Loan tenure
—
Down payment (25%)
S$—
Interest rate  1.50%
Monthly repayment
S$—
0.5%5%
HDB
MSR 30%
Max eligible loan
S$—
Max property price
S$—
Loan tenure
—
Down payment (25%)
S$—
Interest rate  1.50%
Monthly repayment
S$—
0.5%5%
Affordability Summary
Borrower 1
Employment—
Monthly income—
Additional annual income—
Current age—
Monthly Debt Obligations
Car loan—
Credit card min.—
Other loans—
Co-borrower
Employment—
Monthly income—
Additional annual income—
Current age—
Monthly Debt Obligations
Car loan—
Credit card min.—
Other loans—
Total Assessable Income
—
Private PropertyTDSR 55%
Max eligible loan—
Max property price—
Down payment (25%)—
Loan tenure—
Monthly repayment —
Executive Condo (EC)MSR 30%
Max eligible loan—
Max property price—
Down payment (25%)—
Loan tenure—
Monthly repayment —
HDBMSR 30%
Max eligible loan—
Max property price—
Down payment (25%)—
Loan tenure—
Monthly repayment —
Shi Yao
Shi Yao (Surya Wijaya)
CEA R057878B · PropNex Realty Pte Ltd
+65 8887 7800
WhatsApp QR
All figures are indicative estimates based on MAS TDSR/MSR guidelines and the stress-test interest rate. They do not constitute financial or mortgage advice. Loan eligibility is subject to the bank’s credit assessment. Please consult a licensed mortgage broker for advice tailored to your circumstances. CEA Registered Salesperson (R057878B) under PropNex Realty Pte Ltd.